Upromise - learn about Upromise and saving for college

Accessibility links:

For assistance, please call Customer Care, Monday through Friday from 9 AM to 9 PM EST at
1-800-UPROMISE or email us.

Upromise GoalSaver is a savings account that makes saving for school and related expenses simple. Simple because it helps you set, visualize, and track your progress. And it's easy to set up multiple goals (such as multiple kids you are sending to college) for whatever you are saving towards.
How Upromise GoalSaver Keeps You on Track
  • 0.85% APY (Annual Percentage Yield) 2
  • Track and save for multiple goals
  • Set-up automatic deposits
  • FDIC-insured for peace of mind
  • Share your goals with friends and family
Have a question? Call us at 877-978-1710


1 Cash rewards will post to Upromise GoalSaver account(s) in the form of interest payments and is subject to taxable income rules. Each cash reward program is subject to individual eligibility requirements:

  • 10% Match on Upromise Rewards: To be eligible for the 10% annual match on your Upromise earnings from Upromise, you must link your Upromise GoalSaver Account to your Upromise Account and, within 90 days of opening your Upromise GoalSaver Account, either: 1. Make your first of at least 10 externally funded credit/deposit transactions into the Upromise GoalSaver Account and complete at least 10 externally funded credit/deposit transactions within the anniversary year or 2. Fund your Upromise GoalSaver Account with $5,000 or more and maintain an average daily balance of $5,000 or more during the 12 months from account opening. Should you fail to meet the requirements during the anniversary year, you will have the opportunity to become eligible for the 10% match in additional years if, by your anniversary date, you (a) link your Upromise GoalSaver Account to your Upromise Account, and (b), you either meet the $5,000 average daily balance minimum funding requirement, or you meet the 10 externally funded credit/deposit requirement in the anniversary year. If you qualify for the 10% match based on having the average daily balance of $5,000 in your Upromise Account, you must maintain that average balance in your Upromise GoalSaver for the duration of the anniversary year for which your transferred earnings will be matched. Once you complete the steps above, Upromise will match 10% of your Upromise earnings that you transfer from your Upromise Rewards Account into your Upromise GoalSaver Account during each anniversary year. Your match will be deposited into your Upromise GoalSaver Accountwithin 60 days after your anniversary date, provided that both accounts remain active at time of transfer. Please refer to GoalSaver FAQs for additional information. Upromise may change or terminate the 10% annual match offer at any time without notice. Other terms and conditions may apply. Upromise Accounts are not FDIC insured, carry no bank guarantee and may lose value.
  • Annual Bonus: $10 Annual Bonus will post to Upromise GoalSaver account within 60 days of the completion of each anniversary from the date your account was opened. To be eligible for the bonus eash year, you must have a recurring deposit post at least 10 out of the 12 months in an amount not less than $10 each deposit and your account must be in an open status at the time of bonus posting.
  • Loyalty Bonus: $100 will post to your Upromise GoalSaver account with in 60 days of the completion of the 3rd anniversary of when your account was opened. To be eligible the Account must maintain at least $0.01 up until the day before the 3rd anniversary date, a $5,000 balance must be reached by and remain in the account on the 3rd anniversary date and the account must be in an open status at the time of bonus posting.
2 Advertised Annual Percentage Yield is variable and is subject to change after account opening. Rate effective as of Aug 26, 2016. Please refer to the account Terms and Conditions Agreement for details.
We reserve the right to modify or discontinue features, benefits and services including cash rewards and bonuses at any time without notice.